Whole-of-market advice from brokers who deal with ninety lenders, including the twelve that never appear on comparison sites.
Agreement in principle in 24 hours, and a broker who explains what the lender is actually assessing.
We start six months before your fix ends and lock a rate you can still improve on if the market moves.
One year of accounts, contractor day rates, dividends — the cases high-street lenders decline on principle.
Limited company structures, portfolio stress testing and lenders who understand more than three properties.
Life, income and critical illness cover recommended at the level you need, not the level that pays best.
“Two banks declined us. Crestpoint had an offer from a lender I had never heard of within a fortnight.”
Self-employed buyer
No. We are paid a procuration fee by the lender, disclosed to you in writing before you apply.
Yes — it is roughly a third of our cases. Several lenders on our panel will work from a single year of accounts.
Agreement in principle usually within 24 hours; a full offer typically two to three weeks depending on the lender.
The initial review is a soft search only. Nothing appears on your file until you agree to a full application.
Soft search only, no obligation, and an honest answer about what you can borrow.