Fee-only, independent financial planning. We do not sell products, we do not take commission, and we will tell you when doing nothing is the right answer.
We are paid a flat annual fee agreed in advance. We receive nothing from any product provider, ever, which removes the only real conflict in this industry.
Every client works with a chartered planner directly. There is no tiering by portfolio size and no handing you down to a junior after the first year.
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How much is enough, when you can stop, and what happens to the plan if markets do not cooperate.
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Low-cost, globally diversified portfolios rebalanced to a written policy rather than to a hunch.
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Allowances, wrappers, gifting and succession, coordinated with your accountant and solicitor.
Book a callA working model of your finances for the next forty years, updated annually with real numbers.
Book a call“They talked me out of a scheme that would have cost me eighty thousand pounds. Then they charged me the same flat fee as always.”
Client since 2014
Ninety minutes, no products discussed, and a written summary of what we would actually do.