VAVaultPay
Payments infrastructure

Take money in forty countries with one integration

Cards, wallets and bank transfers behind a single API, with settlement in eleven currencies and a dashboard your finance team will not hate.

VaultPay
PCI DSS L1SOC 2 Type IIISO 27001PSD2 SCA3DS2
Platform

What sits behind the API

01

One integration, forty markets

Local methods, local acquiring and local settlement without a separate contract per country.

02

Smart routing

Failed authorisations retry across acquirers automatically, recovering around 3% of lost volume.

03

Built-in fraud scoring

Model-based risk on every transaction, with rules you can override per market or per merchant.

04

Reconciliation that balances

Payouts, fees and refunds reconciled to the cent, exported to your ledger nightly.

05

PCI handled for you

Hosted fields and tokenisation keep card data out of your systems entirely.

06

Sandbox that behaves

A full test environment with deterministic failure modes, so edge cases are testable.

40Markets
11Settlement currencies
99.99%API uptime
+3%Auth recovery
Pricing

Simple, transparent plans

Standard
1.4% + 20p
per successful transaction
  • All payment methods
  • Next-day settlement
  • Fraud scoring included
  • Email support
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Scale
From 0.9%
blended, volume based
  • Interchange++ pricing
  • Multi-acquirer routing
  • Same-day settlement
  • Named account manager
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Platform
Custom
for marketplaces
  • Split payments and payouts
  • Merchant onboarding API
  • Regulatory cover
  • Dedicated infrastructure
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Integration questions

How long does integration take?

A working checkout in a day with the hosted components; a full custom integration typically takes two to three weeks.

Do you support marketplaces?

Yes — split payments, sub-merchant onboarding and regulated payouts are all first-class on the Platform tier.

What are the settlement times?

Next day as standard, same day on Scale, with the cut-off documented per currency rather than buried in a contract.

Is there a monthly minimum?

Not on Standard. Scale and Platform have minimums, which we set from your actual forecast volume.

Get API keys in about two minutes

The sandbox is open, the docs are public, and nobody has to speak to sales to try it.